About R&R

R&R Consulting is a true financial engineering firm. Our flagship product is dynamic credit ratings.

SEC-designated (NRSRO) credit ratings are naturally “stale.” Credit-sensitive data are haphazardly reflected in the rating, which can lead to both underestimation and overstatement of payment risk. The stale rating problem is at the heart of the Credit Crisis of 2007 and the Asian Crisis. R&R Consulting was founded in 2000 to offer the market a transparent, unbiased, user-friendly alternative to stale ratings.


R&R ratings are based on a logical sequencing of option-adjusted contractual cash flows. By executing payment rules and procedures transparently, R&R ratings identify and capture intrinsic security value in real time. Ratings are assigned according to the public R&R credit rating scale with numerical notches, so users can gauge how close the rating is to a “cliff.” All results can be dissected, analyzed, critiqued and improved with additional data.


R&R ratings were designed to eliminate arbitrary boundaries that favor one or the other side of the market, so as to create a win-win for both the buy side and the sell side. Producers get to keep some of the value they create through affordable funding, which helps the real economy. Investors get an early warning signal on security performance trends, which conserves the public trust.


R&R Consulting delivers credit metrics via multiple channels. You can:

  • View our rating/valuations
  • License (and customize) our analytics
  • Outsource your credit process-supplement your metrics with ours

The Team


Ann Rutledge

Founding Principal of R&R Consulting


Sylvain Raynes

Founding Principal of R&R Consulting


Iuliia Palamar

Research Analyst


Dennis Toth

Film Fund-amental


Lynn Exton

Collaborating Consultant


Stacy Mosher

Web Content, Communications and Media Trends


Jeremy S. Taylor

Angel Investor

About R&R Consulting, a true credit rating agency
About R&R Consulting, a true credit rating agency
About R&R Consulting, a true credit rating agency
About R&R Consulting, a true credit rating agency. In the conference room.


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Latest Post:

Automatic Synthesis of Tri-Diagonal Markov Transition Matrices: A Failure of the Inverse Ferron-Frobenius AlgorithmABSTRACT: Sylvain Raynes experimented with a method developed by Goya and Boyarski (1993) to standardize the synthesis of conditional Markov transition matrices for deal entry in our automated re-rating system, ABSTRAK®. In the analytical literature, the reverse-engineering of a Markov matrix from its spectral-radius eigenvector is referred to as the Inverse Perron-Frobenius Problem. Our analysts do this synthesis manually, so a successful outcome […]

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Film Fund-amentals

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Latest Post:

The Relativity ImplosionRelativity Media’s descent into bankruptcy has been spiraling for many years, almost since its beginning according to some analysts. When the company first emerged back in 2004, it was greeted with a mixture of high hope and deep doubt. Relativity promised new approaches and a vague claim to modern scientific methodology but was thin on the details. The early years […]

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R&R on China

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Latest Post:

When the Chinese Bubble BurstAs the summer begins to play like an impending sequel to 2008, the Chinese stock market has taken a bearish turn. Last Spring, the CNN Money report was so bullish, all eyes were focused on the Beijing miracle. Now, the Asian and Chinese markets have taken a fast fall and the ripple effects are billowing. This […]

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