Author Archives: R&R Consulting

Rutledge Advises Bond Investors to Read the Footnotes — NY Times

By R&R Consulting | Published: January 10, 2010

A New York Times articles on the risks and yields of investing in bonds quotes R&R Consulting principal Ann Rutledge, who cautions investors to seek qualified advice and carry out their own research on bond issues. Read the full article by Geraldine Fabrikant, “In Bonds, a Balance of Risks and Yields,” The New York Times, ... Read more

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Raynes on Fed’s “Odd” Arrangement with AIG

By R&R Consulting | Published: January 9, 2010

R&R Consulting principal Sylvain Raynes is quoted in a McClatchy Newspapers report revealing further details of the Fed’s controversial bailout of AIG. The January 7 report says that in the weeks before Timothy Geithner’s confirmation as treasury secretary, his underlings at the Federal Reserve Bank of New York directed American International Group (AIG) to delay ... Read more

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Raynes Comments Further on Goldman’s Conflict of Interest

By R&R Consulting | Published: December 31, 2009

Following a recent New York Times story in which R&R Consulting‘s Sylvain Raynes criticized Goldman’s CDO arrangements on mortgage-backed securities, McClatchy Newspapers have published their own expose on the details of one revealing Goldman deal. Commenting on this transaction, Raynes says it was tainted by “a potentially huge conflict of interest” that “cannot be addressed ... Read more

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Raynes on Goldman’s CDOs in NY Times

By R&R Consulting | Published: December 26, 2009

R&R Consulting’s Sylvain Raynes comments on the “cynical” use of credit information by Goldman Sachs in “Banks Bundled Bad Debt, Bet Against It and Won,” by Gretchen Morgenson and Louise Story in The New York Times, December 24, 2009. Sylvain Raynes joins Louise Story for a follow-up podcast at The Takeaway: “How Banks Bet Against ... Read more

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Rutledge in American Banker: “Skin in the Game” Can’t Replace Facts

By R&R Consulting | Published: December 3, 2009

A common diagnosis of the housing debacle is that lenders lacked “skin in the game,” and so made loans without regard to risk. A proposed overhaul of financial regulation being debated in Congress would require securitizers of mortgages to keep, at minimum, between 5% and 10% interest in the pools. The bigger question is whether ... Read more

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Rutledge on the Paradox of Securitization

By R&R Consulting | Published: October 20, 2009

R&R Consulting’s Ann Rutledge notes that the financial crisis has demonstrated the need for new fraud risk models to facilitate sound economic decisions within the capitalist framework. Paradoxically, while improper use of securitization  brought on the financial crisis, properly implemented securitization models could help revive the economy by recycling capital more efficiently and transparently. Read ... Read more

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Raynes in McClatchy Article on Moody’s Moral Sell-Out

By R&R Consulting | Published: October 19, 2009

R&R Consulting principal Sylvain Raynes is quoted in a ground-breaking expose by McClatchy Newspapers on how Moody’s compromised the integrity of its credit ratings: “As the housing market collapsed in late 2007, Moody’s Investors Service, whose investment ratings were widely trusted, responded by purging analysts and executives who warned of trouble and promoting those who ... Read more

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NY Times: Rutledge’s Warning on Stale Credit Ratings

By R&R Consulting | Published: October 11, 2009

R&R Consulting’s Ann Rutledge comments on the importance of updating structured security ratings — a service provided by R&R’s patented ABSTRAK technology — in “When Bond Ratings Get Stale” by Gretchen Morgenson, The New York Times, October 10, 2009.

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The Grinder Show Features Healthcare Finance Feedback Loop

By R&R Consulting | Published: October 5, 2009

With healthcare reform the hot topic of the day, R&R Consulting‘s Sylvain Raynes was interviewed on David Webb’s Grinder Show to describe how the cybernetic approach to healthcare finance reform developed by R&R  and Standard Medical Acceptance Corporation (SMA) could bring healthcare costs under control. Tune in on the interview on the October 4 edition ... Read more

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Bloomberg Interviews R&R’s Raynes on Credit Rating Conflicts

By R&R Consulting | Published: October 2, 2009

R&R principal Sylvain Raynes, a former Moody’s executive, discusses the ongoing controversy over conflicts of interests at rating agencies on Bloomberg Television. Watch the September 30 interview on YouTube.

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