R&R Consulting principal Sylvain Raynes is quoted in a McClatchy News article on the bonus awarded to Goldman Sachs CEO Lloyd Blankfein. Read the full article by Greg Gordon, "Goldman's Chief Gets Bonus of $9 Million in Stock," in McClatchy Newspapers, February 5, 2010....

Naked Capitalism's Yves Smith makes a compelling case for the need for structural reform. She is spot-on about the significance of disintermediation for the banking industry and the need to decouple risk. Her lament—"I see perilous little grappling with the problem that [Bank of England's...

A New York Times articles on the risks and yields of investing in bonds quotes R&R Consulting principal Ann Rutledge, who cautions investors to seek qualified advice and carry out their own research on bond issues. Read the full article by Geraldine Fabrikant, "In Bonds,...

R&R Consulting principal Sylvain Raynes is quoted in a McClatchy Newspapers report revealing further details of the Fed's controversial bailout of AIG. The January 7 report says that in the weeks before Timothy Geithner's confirmation as treasury secretary, his underlings at the Federal Reserve Bank...

Around January 2007, I received a job offer from AIG Risk Management. I did not take the offer for various reasons, one being that I was still under a consulting contract with my employer at the time, but I vividly recall the meeting with Chief...

Following a recent New York Times story in which R&R Consulting's Sylvain Raynes criticized Goldman's CDO arrangements on mortgage-backed securities, McClatchy Newspapers have published their own expose on the details of one revealing Goldman deal. Commenting on this transaction, Raynes says it was tainted by...

R&R Consulting's Sylvain Raynes comments on the "cynical" use of credit information by Goldman Sachs in "Banks Bundled Bad Debt, Bet Against It and Won," by Gretchen Morgenson and Louise Story in The New York Times, December 24, 2009. Sylvain Raynes joins Louise Story for a...

A common diagnosis of the housing debacle is that lenders lacked "skin in the game," and so made loans without regard to risk. A proposed overhaul of financial regulation being debated in Congress would require securitizers of mortgages to keep, at minimum, between 5% and...

R&R Consulting's Ann Rutledge notes that the financial crisis has demonstrated the need for new fraud risk models to facilitate sound economic decisions within the capitalist framework. Paradoxically, while improper use of securitization  brought on the financial crisis, properly implemented securitization models could help revive...

R&R Consulting principal Sylvain Raynes is quoted in a ground-breaking expose by McClatchy Newspapers on how Moody's compromised the integrity of its credit ratings: "As the housing market collapsed in late 2007, Moody's Investors Service, whose investment ratings were widely trusted, responded by purging analysts and...